Is this an offer of credit?
No. Nothing on the website is an offer of credit or financial advice. The offer comes from the financing partner after assessment.
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Does smoasters lend the money itself?No. Financing is arranged with our financing partners, from 7% a year on the outstanding amount. smoasters holds the coffee in its warehouse and handles the releases.→What can be financed?Green coffee: lots you buy through GREEN. and forward contracts for the next crop. CAPITAL. does not finance equipment or existing stock.→What do I get before I commit?An indicative term sheet in writing: amount, tenor, cost and security. Financing is always subject to assessment and approval by the partner.→What is forward buying?Contracting the next crop before harvest at a price fixed now, so you get the lot you cupped instead of what is left in the warehouse in spring. CAPITAL. finances the contract so the producer is paid on time. Details on the CAPITAL. page.→Still have questions?Our team is happy to help. [email protected]